Storm Damage Rebuild
A tree came down. We’re building it back.
24827 Rockledge Ln, Richmond Heights, Ohio 44143. This site lays out the work, the drawings, and the money that funds it — so contractors can bid against real numbers instead of guessing.
What happened
On March 13, 2026, a neighbor’s tree — rotted at the base — fell across the property line and landed on the attached garage and part of the two-story house. The garage was destroyed. It has since been demolished and hauled off, and the exposed wall of the house is tarped and sheathed against the weather.
Where things stand
Out to bid
The 26×22 attached garage is being rebuilt from the slab up. Stamped architect drawings are complete and the scope is priced line by line. Bids are open.
Quoting repair options
The tree struck the front-lower plane and the upper-left section. The rest of the roof is 14 years old and in good condition. Roofers are asked to price the damaged sections.
Spans both structures
Siding, house wrap, fascia and soffit — funded as one package covering the opened house wall and the rebuilt garage exterior. Part of it waits on the garage.
Front run, 95.92 LF
The complete front gutter line with new downspouts. Small scope, priced on its own so it can be awarded on its own.
Wall open, wrapped
The tree tore into the two-story wall the garage was attached to. This page is the damage record, plus the wall build-up and the two Other Structures lines.
Ready to pull
Stamped construction documents by CIVITAD Services (Jud Kline, FAIA) — sheets A1–A6 plus E1. The permit is filed by the owner; the selected contractor registers with the City of Richmond Heights.
How this project works
The budget is published, not hidden. Each trade page shows exactly what the insurance settlement funds for that scope, line by line, at replacement cost. Contractors enter their own price beside it and see instantly where they land.
Why it’s done that way: this is an insurance rebuild funded by a fixed settlement, and the work is owner-managed — trades are hired directly, with no general contractor marking up the middle. A bid that lands near the funded figure can move forward quickly. A bid that lands well above it isn’t automatically out — where the extra scope is legitimate, the difference can be pursued as a supplement to the insurer. But a supplement has to be itemised, submitted, reviewed and approved by Progressive before the money moves, and that takes time the project loses. Showing the number up front means we only go down that road where it is genuinely warranted, instead of on every line.
What earns the job: a clear itemized quote that can be matched to the insurance estimate line for line, proof of general liability and Ohio workers’ compensation coverage, and the registered business name for the contract.
What the settlement funds, by trade
Every figure on this site comes from Progressive's adjuster estimate of April 17, 2026, taken line by line. Work already completed — the tree, the garage demolition, the emergency debris removal and the chimney — is held out. Each estimate line appears on exactly one page below.
| Trade | Funded (RCV) | Paid now (ACV) | Notes |
|---|---|---|---|
| Garage | $58,712.93 | $36,887.83 | The structure, interior finish, doors, electrical, brick knee wall and exterior lights. |
| Roof | $19,263.19 | $10,916.22 | Depreciation here is non-recoverable — the ACV figure is all that ever arrives. |
| Siding & Trim | $9,447.11 | $6,253.67 | Covers the house wall and the garage exterior together, per the adjuster's own notes. |
| House | $3,843.39 | $2,561.19 | The opened wall build-up, plus the front walkway and fence. |
| Gutters | $1,259.32 | $498.20 | The complete front run, gutters and new downspouts. |
| Remaining work — total | $92,525.94 | $57,117.11 |
For reference, the full settlement is $107,362.26 RCV / $69,428.07 ACV. The difference — $14,836.32 — is the work already completed and paid.
Project facts
| Item | Detail |
|---|---|
| Property | 24827 Rockledge Ln, Richmond Heights, Ohio 44143 |
| Date of loss | March 13, 2026 |
| Cause | Neighbor’s tree fell onto the attached garage and house |
| Garage | 26×22 attached garage, rebuilt from the foundation up Demolition of the collapsed structure is already complete. |
| Roof | Repair of the tree-damaged sections 14-year-old architectural shingles, roughly 26 squares total, sound outside the strike zone. |
| Drawings | Stamped set by CIVITAD Services — Jud Kline, FAIA (A1–A6, E1) |
| Project management | Owner-managed. Trades are contracted directly by the owner. |
| Permit | City of Richmond Heights — filed by owner; selected contractor registers as contractor of record |